>>Also changes to the age pension retention of asset rules would help.<<

Definitely.

>> For example, if we gave $100,000 out of our super to our grandchild, our pension would be docked and we would suffer loss of income for about 5 years.<<

That's insane.

I really have no sympathy when humans create problems for themselves. Housing issues are all manmade and could just be fixed if people stopped being stupid about it.